Services

At SFS Wealth Management, we listen to your unique circumstances and provide guidance to empower you to make fully educated decisions surrounding your financial landscape.

Our personalized approach begins with getting a clear understanding of who you are, your unique set of circumstances, and what you are trying to accomplish.

Money isn't just mathematics; money is emotional, too.  Understanding that and knowing how to marry the quantitative with the qualitative sets us apart.

Our expertise lies within the custom crafting of individualized, flexible financial plans that are tailored specific to your needs. 

Whether you are approaching a life milestone such as starting a family, selling a business, or preparing for retirement, we are here to help you gain clarity and feel confident that your decisions are aligned with achieving your goals. 

 

Our Services Include...

 

WEALTH MANAGEMENT & RETIREMENT PLANNING

  • Portfolio Analysis
  • Investment Planning & Diversification
  • Roth, Traditional, and Rollover IRAs
  • Tax Efficient Investment Strategies
  • Stock Option Analysis
  • Fixed and Variable Annuities
  • Trust Services**
  • Retirement Income Strategies
  • Social Security Claiming Strategies

PERSONAL PLANNING

  • Holistic Financial Planning
  • Comprehensive Advice
  • Goal Setting
  • Cash Flow Management
  • Charitable Gifting Strategies
  • Risk Management Strategies
  • Estate Planning*
  • Life Insurance
  • Disability Income Insurance
  • Long Term Care Planning

BUSINESS PLANNING

  • Business Needs and Executive Benefit Strategies
  • Employee Benefits
  • 401(k) and Other Defined Contribution Plans
  • Buy-Sell Planning
  • Executive Bonus Structuring
  • Non-Qualified Derferred Compensation Plans
  • Key Person Insurance
  • Succession Planning

 

 

 

*Registered Representatives do not provide Tax and/or Legal Advice. Clients should consult with a qualified Tax and/or Legal advisor as appropriate.

**Trust Services provided by the MassMutual Trust Company, FSB, a wholly owned stock subsidiary of Massachusetts Mutual Life Insurance Company (MassMutual).